JoAnn M.  Ray

JoAnn M. Ray

Licensed Real Estate Salesperson | Connecticut

About

JoAnn has extensive knowledge of many different cities, neighborhoods, and throughout Connecticut. Her area of expertise lies in the Appraising of Residential properties. She has over 35 years of experience as an appraiser that is put to work no matter the residential property type, including properties such as: condominiums, Muli-families, various High End Custom homes, single family, Antique and unique properties. With her extensive knowledge & background as a Realtor, JoAnn understands the market as well as her client’s needs. She loves to work with Buyers and Sellers, alike! JoAnn is also fluent in French. JoAnn has been a Member of the Board of Realtors since 1997 and a Member of the Waterbury Chamber of Commerce since 2014, as well as being a Past Board Member, for 10 years, of the Salvation Army.
What Clients Are Saying

Simply put, Michael was the best broker we have worked with. While his knowledge of the local market and pricing was exceptional, what really stood out was his ability to provide vision for the property. It was immensely helpful that he could estimate what work needed to be done, ballparking costs and extensiveness of the additional work, timing etc so that we could evaluate the property in both it's current and future state. We made better decisions based upon Michael's exceptional insight and we could not be happier!

mjkornblau - Bought a Single Family home in 2024 in Bedford hills, NY.

Working with Michael as our real estate agent was an absolute pleasure and an indispensable asset in navigating the tumultuous housing market. In the midst of a highly competitive and fast-paced environment, Michael's professionalism and expertise were truly standout qualities. From our initial meeting, he demonstrated a deep understanding of the current market conditions and took the time to comprehend our specific needs and desires for a home. His knowledge not only reassured us as first-time homebuyers but also instilled confidence that we were in capable hands. What set Michael apart was his unwavering commitment to being helpful and kind throughout the entire process. He patiently guided us through each step, taking the time to explain complex aspects of the real estate transaction in a way that was accessible and easy to understand. Michael's responsiveness and attention to detail were truly commendable, as he consistently kept us informed and updated on the progress. His ability to navigate negotiations and provide valuable insights ensured that we secured the ideal home at a fair price. More than just a real estate agent, Michael became a trusted advisor, and his genuine concern for our satisfaction was evident in every interaction we had throughout the process I can't recommend him more, and if/when the time comes to sell this home and find another, he will be the first call we make.

John Cipollina - Bought a Single Family home in 2023 in Ridgefield, CT.

Michael lives and breathes the art of connecting families with their ideal homes. He was knowledgeable, earnest and incredibly patient. He made sound recommendations and provided apt reasoning for them. No nonsense... No conjecture... just a well versed professional who actually values his clients and aims to help them find the right fit. Great working with him and plan on using him to help us sell our townhouse. A++

carl catania - Bought a Single Family home in 2023 in North stamford, Stamford, CT.

We moved to NY from Texas and Michael took the time to orient us with the different processes in buying a home. He was super responsive and had great follow through. He stayed on top of our case and had a variety of resources that we ended up using as he is very connected. It’s like a one stop shop working with him. We highly recommend Michael. He made the buying process very easy.

celiseric - Bought a home in 2023.

Wow! Mike made buying a house smooth and simple. I'm new to home buying/investing, and Mike held my hand every step of the way. He is professional and personal! I will 1000% work with Mike on my future deals. He explained everything in a way that was easy to understand from the making the offer, to working with the mortgage banker and finding a great lawyer as well. This made it really easy to move on the property in a fairly short amount of time.

danthonygrant11 - Bought a home in 2023.

Michael was very professional, knowledgeable, and respectful when selling our house. He always kept us informed about every aspect of the process. Whenever we had any questions and concerns he always answered our questions and alleviated our concerns. Not only did he communicate with us by texting and e-mailing, he also called us on the phone many times. Thanks to Michael our house sold very quickly, and above listing price. It was a pleasure working with Michael.

zworld1977 - Sold a Single Family home in 2022 in Wappingers falls, NY.

We appreciate the experience and expertise Michael provided with the sale of our home. Michael provided sound advice and recommendations on how to we should prepare our house for market. He researched market trends in our area, which helped determine the best asking price. He demonstrated an excellent business acumen and strategy when negotiating for the best offer to accept In the end, we are very satisfied with the results and highly recommend Michael as a real estate agent

kfitzpat1255 - Sold a Townhouse home in 2022 in Port chester, NY.

I first met Michael when he sold our home in 2020 during the height of the pandemic. He was extremely knowledgeable and professional. Even during a crazy market, Micheal knew exactly how to negotiate the selling of my home. In 2022 when My family and I wanted to buy a home, we did not look anywhere else for a realtor, we immediately called Michael. Michael Tarallo is the definition of what a seasoned professional realtor should be. Michael is honest, approachable, intelligent and above all, he is humble. He was honest with his advice and never tried to push us to do anything we did not feel comfortable with. Michael is not a part-time realtor who does real estate on the side. He eats, sleeps and breathes real estate and his vast knowledge shows it. During a crazy pandemic market, Michael kept us level headed and calm. Fast forward 2 years later, during a market full of bidding wars, Michael knew exactly how to present an offer that got us the exact house my family and I wanted. I do not usually write reviews but Michael deserves to have his hard work and dedication be shared. When choosing a realtor, you want someone who will: educate you, keep you updated , knows their stuff and isn’t afraid to fight for you. Michael Tarallo goes above and beyond what a realtor should be. I can wholeheartedly, without any hesitation recommend him to anyone who is looking to do any type of real estate transaction. He also has an amazing team that he deals with which makes things go so much smoother.

camacho14053 - Bought a Single Family home in 2022 in New city, NY.

As first time home buyers we didn’t really know much of anything but Mike was there to patiently explain everything necessary to understand the process of house hunting and purchase. He helped us navigate the market with ease, was always available for questions and always went the extra mile to assure our purchase process was as efficient and seamless as possible. Mike has a wealth in knowledge, always has his client’s best interest at heart, and is just an amazing person as whole. I had dealt with a few other real estate agents and none compared to Mike in the absolute slightest!

Daniela Sanchez - Bought a Multiple Occupancy home in 2022 in New rochelle, NY.

Michael is an amazing business owner. He provided personalized support every step of way and went over and above what was expected. His eye for staging the home was expert. I can not say enough great things about him

Michael Hohner - Sold a Single Family home in 2022 in Bedford hills, NY.

A coworker referred me to Michael and from the moment we spoke on our first meeting I knew he was knowledgeable and reliable. Michael took his time to get to know me, and learn about my family, so that he was able to really support me in finding my first home. Although buying a home can be a stressful experience he was able to guide me, support me, and accompany me through this journey. I knew I wasn’t alone and from day one to after purchase I can count on Michael and his team to answer any questions I may have. Michael was always available and before I called him, he was always reaching out to keep me posted on any updates on purchase status. Michael has great customer service and great attention to detail. There wasn’t a question that would go unanswered, if he didn’t know he would find out. I didn’t have to worry about anything. He also has a great team, and reliable sources. Highly recommend Michael!

vany 32 42 - Bought a Townhouse home in 2024 in Haverstraw, NY.

Having lived in our home for 55 years, the decision to move was overwhelming and nearly daunting. But along came Michael Tarallo. His prep before listing, the way he presented our home in pictures and words, his interaction with various buyer's agents and the way he provided my wife and I an explanation of the process and what we needed to do at each step was both reassuring and professional. But his level of empathy and support for us and his hands on expertise was above and beyond all we had expected. To make a long story short, he came to us highly recommended , set the wheels in motion, took charge and was there every step of the way...we sold in four days. There are not enough superlatives to describe Michael Tarallo and his agency.

bb1boss - Sold a Single Family home in 2023 in New hempstead, Spring valley, NY.

We are so grateful to have had Michael Tarallo's help with the purchase of our first home. We were overwhelmed at this prospect as first-time buyers expecting a baby, and from the first meeting we had with Michael, he was supportive, listened carefully, and assured us that we would find a home that met our needs. We are thrilled to say that from start to finish, Michael made the process smooth. He is exceptionally well-organized. He helped us understand the lower Westchester area, and adjusted our search with us as we learned what was most important to us. When we did ultimately find a property that we loved and we were ready to make an offer, he also guided us expertly in order to be competitive and secure the property. He is meticulous, thorough, warm and attentive. He has our highest possible recommendation.

M Terry - Bought a home in 2023.

Michael helped me buy and then sell my first home in the state of New York. He was able to walk me through the entire process, from hiring an attorney to getting an inspection done to negotiating the pricing with the sellers, and then with the buyers 18 months later. I would highly recommend Michael to anyone looking to purchase a home between NYC and Albany, on either side of the river. I will definitely use Michael again in the future!

zuser20150503191444174 Sold a Single Family home in 2023 in Hudson, NY.

Best possible experience. Absolutely stellar realtor who found us a home we love. We worked with Michael as first-time home buyers. He listened patiently, was incredibly responsive, never tried to talk us into anything, and guided us through the entire process in the most professional and personable way. Michael is not just an outstanding, resourceful, and highly experienced pro, but also a true Mensch who genuinely thrives on helping find people a home: you will not regret having him in your corner.

sfrauen6 - Bought a Single Family home in 2022 in Cold spring, NY.

Without hesitation I highly recommend Michael Tarallo.He is a one of a kind dedicated true professional. If I have purchase needs in the future ,he is my first phone call. I can trust and rely on him with full confidence.I am thankful for all his help . I don’t usually write reviews but in this case I felt it would be wrong not to . He is tops. You will not be disappointed.

Dave Conner - Bought and sold a Condo home in 2022 in Mount kisco, NY.

We were first time landlords and were looking for someone to help guide us, and we feel very lucky that we found Michael! He led us through the process and brought a wealth of experience that immediately put us at ease. He's easy to talk to, easy to get in touch with, and went the extra mile for us on every step of the way. He put together a listing that really made the house shine, and we found an amazing tenant way faster than we expected. The whole process was incredibly smooth for us and that's largely due to Michael's talent and hard work to keep the process rolling for us. We recommend him without reservation!

g m - Found a tenant for a Single Family home in Pleasantville, NY.

Michael is the family realtor! He helped my brother find two houses, helped me find a home, and is currently helping my other sister find something. He is definitely great at what he does! Thank you Michael for helping me find my forever home

elialba16 - Bought a Single Family home in 2022 in Wingdale, NY.

Michael is the best! He guided me through the process of selling my condo in early 2021. The process was seamless and we got an offer in days. Fast forward to 2022, I just closed on a two-family home. We faced many challenges to get to the closing table due to issues with the house that was out of our control, but Michael advocated for me throughout the process and was transparent and persistent. It's so important to have someone by your side who you can trust, I am so happy I decided to work with Michael and will certainly work with him again when I am ready to purchase my next property.

Jenny Dejesus - Bought and sold a Multiple Occupancy home in 2022 in Sleepy hollow, NY.

Mike is amazing to work with! As a new home buyer, I knew nothing about the process and felt very comfortable putting the process in his hands and feeling secure in following his lead 100%. Thank you for everything Mike! Cant wait to do it again!

nlsrealestate914 - Bought a Multiple Occupancy home in 2022 in Ossining, NY.